Know The Underwriting^™

What goes into an underwriting decision, and what can an independent agent learn from it?

Know The Underwriting™ brings experienced specialists into the conversation to explore how risks are evaluated, which details matter, and where professional judgment makes a difference. Through direct questions and answers, we connect the underwriting perspective to the work agents do for their clients.

Erik L 10/28/26 Erik L 10/28/26

The Underwriter Had Questions: Ricky Bobby’s Return to Racing

An underwriter’s morning newsfeed meets Ricky Bobby’s return-to-racing action report. Blindfolds, a cougar, and several questions for the agent.

Erik L 10/21/26 Erik L 10/21/26

The Underwriter Had Questions. Again.

An established college. An enthusiastic producer. Then the underwriter starts asking questions. Follow a fictional email exchange as a promising account becomes increasingly difficult to explain.

Erik L 9/26/26 Erik L 9/26/26

How is AI changing the way underwriting gets done, and where do human judgment and relationships still make the difference?

AI can help underwriters gather information and spot patterns, but a sound decision still depends on people asking what is missing and understanding the risk. Four insurance professionals share where AI helps and why judgment and relationships remain essential.