Terms of Service

Effective Date: March 2, 2026

Welcome to Professional Insurance Foundation (“PIF”). By accessing or using our website, you agree to these Terms of Service..

1. Educational Purpose

All materials provided by PIF are for educational and informational purposes only. Content is not legal advice, underwriting guidance, or insurance placement services. Users are responsible for applying professional judgment in their own business operations.

2. Intellectual Property

All website content, materials, training modules, designations, and written materials are the intellectual property of Professional Insurance Foundation unless otherwise noted. Content may not be reproduced, distributed, or republished without written permission..

3. No Guarantee of Outcome

Participation in training programs does not guarantee:

  • Employment

  • Professional advancement

  • Licensing outcomes

  • Business results

Results vary by individual and organization.

4. Payment Terms (If Applicable)

If purchasing services:

  • Payment is due at the time of purchase unless otherwise agreed.

  • Refund terms will be disclosed at the time of engagement.

  • Chargebacks without prior communication may result in service suspension.

5. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their content or privacy practices.

6. Limitation of Liability

To the fullest extent permitted by law, Professional Insurance Foundation shall not be liable for any indirect, incidental, or consequential damages arising from the use of our website or services.

7. Governing Laws

These Terms shall be governed by the laws of the State of Arizona, without regard to conflict of law principles.

8. Changes to Terms

We may update these Terms periodically. Continued use of the website constitutes acceptance of any changes.

9. Contact Information

Professional Insurance Foundation

13236 N 7th Street
STE 4 PMB 267
Phoenix, AZ 85022

info@professionalinsurancefoundation.com