Reel Risk and Real Risk
Reel Risk · Part of Know The Claim™
When the story
becomes a claim.
Movies and television. Real coverage questions.
Explore the scenes, policy language, and professional decisions that reveal how insurance works.
A $10 Million Umbrella. A $25,000 SIR. An Uncovered Oilfield Tragedy.
A fatal oilfield explosion. No Workers Compensation. A $10 million Umbrella with a $25,000 SIR. Inspired by Landman, this Coverage Cut follows the apparent path to coverage, then examines the policy language that determines whether the Umbrella can fill the Employers Liability gap.
When Your Product Bites Back: The Isla Nublar Claim File
When InGen's dinosaurs escape, the resulting catastrophe creates far more than a products-liability claim. Follow the policy language from the CGL aggregate question into the connected people, property, auto, cyber and time-element claim files.
Reel Risk: The Overlook Claim File
Would Jack Torrance’s death be compensable under Workers Compensation? Enter the Overlook claim file for a Reel Risk analysis of Part One, Employers Liability, and the hotel’s potential CGL exposure.