Reel Risk and Real Risk
Reel Risk · Part of Know The Claim™
When the story
becomes a claim.
Movies and television. Real coverage questions.
Explore the scenes, policy language, and professional decisions that reveal how insurance works.
She Survived the Babysitting Job. Does the Homeowners Policy Pick Up the Bill?
Laurie Strode survives her Halloween babysitting job. Does the homeowners policy pay? Explore Medical Payments, residence employees, mental anguish, and the duty to defend.
Risky Business: One Night, No Employees?
A one-night business in the Goodsen home leads to two injury claims: a customer’s fall and an associate hurt while working. The Coverage Cut examines who employed Lana’s associates, what that means for the HO 3 business exclusion, and where an uninsured workers’ compensation claim leaves the parties.