Reel Risk and Real Risk

When the story
becomes a claim.

Movies and television. Real coverage questions.
Explore the scenes, policy language, and professional decisions that reveal how insurance works.

Explore the articles
Erik L Erik L

Risky Business: One Night, No Employees?

A one-night business in the Goodsen home leads to two injury claims: a customer’s fall and an associate hurt while working. The Coverage Cut examines who employed Lana’s associates, what that means for the HO 3 business exclusion, and where an uninsured workers’ compensation claim leaves the parties.

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