Reel Risk and Real Risk
Reel Risk · Part of Know The Claim™
When the story
becomes a claim.
Movies and television. Real coverage questions.
Explore the scenes, policy language, and professional decisions that reveal how insurance works.
Did Nakatomi's Builders Risk Survive the Christmas Party?
Nakatomi Plaza was occupied, but construction was still underway. After the Christmas Eve mayhem, would Builders Risk cover the damage? The answer turns on a policy provision many readers may remember differently.
AI Gave the Agent a Business Income Limit
AI can calculate a Business Income limit from the information it receives. But what happens when a critical fact about the insured was never supplied? Two fictional claims reveal why the investigation, the policy and the insured’s decision still matter.
When Your Product Bites Back: The Isla Nublar Claim File
When InGen's dinosaurs escape, the resulting catastrophe creates far more than a products-liability claim. Follow the policy language from the CGL aggregate question into the connected people, property, auto, cyber and time-element claim files.